Perhaps you are trying to pull off a last-ditch effort to wear your sundresses and slip into a swimsuit. We’re going to be dealing with cooler temperatures before we can say “pumpkin spices latte” so we’re focusing our attention on essential fall items, which starts with a great jacket. A coat you can just slip on and go, no matter what you are wearing underneath, is luxurious and effortless. It’s worth spending the money on the right coat.